Thu 2 May 2013
If you are planning to legally driving in California you must meet several regulations and laws to be considered a legal driver in this state. Car insurance is one of those requirements that must be met. Having the proper car insurance has a twofold purpose, first is provides the driver protection from financial loss is you get into an accident and it allows you to legally drive in California. If you decide not to carry insurance or carry insurance that do not meet state requirements and you get caught, you could be face with serious consequences. The driver can face fines of up to $500, suspension of your driving privileges, and possible impoundment of your vehicle. So, it is extremely important you carry the right car insurance in California.
California requires that you carry bodily injury and property damage liability coverage on your insurance policy. Bodily injury is designed to cover medical costs for injuries that you cause because of an accident at which you are at fault. You must have a minimum of $15,000 per injured person up to a total of $30,000 per accident. Property damage liability coverage is designed to cover you if you damage another person’s personal property or state property. This includes damages to that person’s vehicle, city streets signs, fences, or street railings. You must carry a minimum of $5,000 property damage liability to meet California law.
With all these minimum coverage laws and limits, it can be quite confusing. Luckily, our company specializes in CA auto insurance and we understand California auto insurance requirements. Our company has multiple methods to find you the right CA auto insurance at the lowest possible cost to you. There are many factors that go into calculating the cost of auto insurance premiums, such as, age, driving history, credit history, and the car’s make and model. We understand this and have experienced agents standing by to assist you in a no hassle, stress free process. So, give us a call now and find out how easy it is to get car insurance at affordable prices.